The government on Tuesday announced that interest rates on various small savings schemes, including the Public Provident Fund (PPF) and National Savings Certificate (NSC), will remain unchanged for the July–September 2026 quarter. This is the ninth consecutive quarter in which the rates have been kept unchanged, starting July 1, 2026.

PPF, NSC and SSY rates remain steady

Under the revised notification, popular schemes continue to offer the same returns:

Public Provident Fund (PPF): 7.1%

National Savings Certificate (NSC): 7.7%

Sukanya Samriddhi Yojana (SSY): 8.2%

Senior Citizen Savings Scheme (SCSS): 8.2%

Kisan Vikas Patra (KVP): 7.5%

Post Office Monthly Income Scheme (POMIS): 7.4%

Other post office time deposits also remain unchanged, with returns ranging between 6.9% and 7.5%, depending on tenure.